Expert Loan and Financial Services

Proudly serving the Greater Birmingham Area

GET STARTED

Loan and Financial Services Tailored for You

Our loan and financial services have been designed with you in mind. Since 1939, we've been ensuring residents of the Greater Birmingham area have access to the funds they need. Whether planning a family vacation or facing an unexpected expense, our flexible and efficient loan services cater to all your financial requirements. With our online, phone, or fax application process, securing a loan has never been easier. Discover the difference with our friendly and committed team. Start your financial journey today.

CONTACT US

Unlock Your Potential With Personal Loan Services

Our personal loan services are crafted to support your dreams and aspirations. Need extra cash for a big purchase or an unexpected emergency? Our swift and hassle-free application ensures fast approval, thanks to our experienced team, who has been helping the community for generations. With options that cater to various needs like Christmas gifts, tuition fees, or car repairs, we know how to get the funds where they're needed most. Ready to turn your plans into reality? Apply now and experience our exceptional service.

CALL TODAY

Loan and Financial Services for Every Need

Are you in search of reliable loan and financial services in Birmingham? Look no further. At National Finance & Discount Co., we specialize in providing a wide range of loan and financial services to meet your unique needs. Whether you're seeking a loan for education, an auto purchase, or debt consolidation, we have tailored solutions just for you. Our expertise in loan and financial services ensures that you receive the best advice and support possible. Don't delay any longer, reach out to our team and explore your options today.

Apply Now

Empowering Entrepreneurs With Business Loan Services

Fuel your business ambitions with our tailored business loan services. We understand that every enterprise has unique financial needs and we're here to support you every step of the way. Our responsive team offers advice and solutions to fit your business model. From startup capital to expansion funds, our seamless application process makes acquiring the necessary financing simple and effective. Let us help you transform your business vision into a triumph. Contact us today and watch your business soar.

LEARN MORE

Speedy Auto Loan Services To Drive Away Happy

Rev up your ride with our auto loan services! Buying a new or used car is a breeze when you choose us. We offer competitive rates and flexible terms, ensuring you're behind the wheel in no time. Our team guides you through every step, from application to approval, with unmatched expertise. Say goodbye to delays and hit the road with speed and satisfaction. Drive your dream car off the lot today with our unbeatable deals.

GET STARTED

Your Dream Home Awaits: Mortgage and Home Loans

Your dream home is within reach, thanks to our expert mortgage and home loan services. Whether you're a first-time homebuyer or looking to refinance, our comprehensive options cater to all needs. With years of local knowledge, we guide you through the process with personalized attention and professional support. Our dedicated team helps unlock possibilities, enabling you to achieve homeownership with confidence. Step into a new chapter of life by applying for a home loan with us now.

CONTACT US NOW

Student Loan Options That Brighten Futures

Education is an investment in your future, and our student loan options are here to light the way. Whether grappling with tuition or contemplating postgraduate studies, our student loans ease the financial burden. With flexible payment plans and competitive interest rates, studying your passion has never been more accessible. Our seasoned advisors are committed to helping you make informed decisions that lead to academic success. Take the next step toward your future career by exploring our student loan opportunities.

LEARN MORE

Debt Consolidation Loans: Simplify and Save

Say goodbye to financial stress with our debt consolidation loans. We understand that juggling multiple payments can be overwhelming, which is why we offer a solution to simplify your life. Merge your debts into one manageable payment with potentially lower interest rates. Our team provides personalized advice to match your unique situation, enabling you to regain control over your finances. Let us help you on the path to financial freedom. Consolidate today and start saving.

CONTACT US

Bad Credit Loan Solutions: A Fresh Financial Start

Bad credit shouldn't stand in your way, and with our bad credit loan solutions, it doesn't have to. We've been helping the Greater Birmingham area overcome financial hurdles since 1939. Our understanding and dedicated team works with you to explore options that improve your credit profile and grant you access to essential funds. Don't let past credit issues define your future. Partner with us to achieve the financial stability you deserve. Apply now and take the first steps toward a brighter financial future.

CALL TODAY

See What Our Happy Customers Have To Say

Frequently Asked Questions

If you need additional information or support, feel free to contact us directly at (205) 323-1691.

  • Why is National Finance & Discount Co. so popular?

    We have become a trusted name in loan and financial services thanks to our longstanding commitment to the Greater Birmingham Area. Our team understands that people need loan and financial services for a variety of reasons, so we offer a fast, easy application process and personalized support. Since 1939, local residents have relied on our loan and financial services for everything from home improvements to family vacations. Friendly staff members make every step of the process clear and simple, answering questions and helping you find the right solution. Whether you apply online, over the phone, or by fax, you can count on us for prompt loan and financial services that get you approved quickly. Experience the advantages of working with a company that truly understands your needs for loan and financial services. Contact us today to get started with our loan and financial services and see how we can help you achieve your financial goals.

  • Where can I find reliable loan and financial services in Birmingham?

    If you are searching for trustworthy loan and financial services in Birmingham, we are here to help. Our team provides a wide range of loan options tailored to your needs. We make the application process straightforward, offering guidance at every stage. Whether you need a personal, business, or auto loan, our experience ensures you get fast approval and caring support. Explore our services and let us help you meet your financial goals. Connect with us now to discuss your needs.

  • What is your loan criteria?

    Just meet the minimum requirements:

    • At least 21 years of age
    • $1000 per month net income
    • Have had the same source of income for 1 year
    • Have resided in the Greater Birmingham area for the past 5 years
    • Cannot currently be in bankruptcy

    Upon approval, you need to bring in:

    • Valid Alabama drivers license
    • Current pay check stub
    • Current telephone bill
    • Four personal references
  • What types of personal loan services are available?

    We provide a variety of personal loan services to cover different situations such as home repairs, educational expenses, medical bills, and holiday costs. Our flexible terms and competitive rates help make borrowing simple, even if you have less-than-perfect credit. Each applicant receives individual attention, so you get loan options that best fit your budget and needs. Let us help you find the right personal loan solution. Reach out today to learn more about how we can assist you.

  • Can you help with bad credit loan solutions?

    Yes, we understand that life can bring unexpected financial challenges. We offer bad credit loan solutions designed to help individuals who may not qualify through traditional lenders. Our process focuses on your current situation rather than just your credit score, making it possible to access much-needed funds. If you have concerns about your credit, let us work with you to find a suitable loan option. Contact us to see how we can help you rebuild your financial standing.

  • How does your mortgage and home loan process work?

    Our mortgage and home loan services are designed to simplify the home buying or refinancing process. We work closely with you to determine the best loan products for your circumstances, explain all the options, and help gather necessary paperwork. Our experienced team answers all your questions and keeps things moving smoothly from beginning to end. If you are considering buying a home or refinancing, talk to us for guidance and support throughout every step. Get in touch to start your homeownership journey.

  • What documents do I need to apply for a loan?

    To apply for a loan, you typically need a valid photo ID, proof of income such as pay stubs, and proof of address like a utility bill. In some cases, we may request additional information depending on the type of loan you choose. Our team will guide you through the requirements and make sure you know exactly what to bring. Ready to apply? Contact us for more details and personalized assistance with your application.

Contact Us Today

Have questions? Fill out the form below, and we will be in touch with you soon.

Loan and Financial Services